If you hired a contractor who said he had no employees, why did you not stop him at the door when he showed up with a worker? Wouldn`t that be easier than trying to turn it into the entrepreneur`s board of directors or sue it later? In another scenario, failure to report authorized or unauthorized changes to your insurance company may result in loss or denial of coverage if you make a claim for damages for this work at some point in the future. You will also need a permit for various other work, including new walls and roofs. A good roof keeps wind and rain away, which can damage the contents of your home. If there is no approval for your roof, it can affect future insurance claims. I live in California, I used an unlicensed contractor to renovate my bathrooms, they didn`t get a permit. Fraudulent insurers? Here in California, it`s the law that anyone who has employees must have compensated workers. If you apply for an exemption from your licence and cannot provide me with a certificate of insurance, come to my home or construction site with one or more fraudulent employees. You or the insurance company? The law is the law and employees deserve insurance to cover them if they are injured on the job. A landlord should not be responsible for a cheap contractor who stops paying workers by paying his employees under the table or paying them as contract work when they are in fact employees. The tortuous and uneven rules of the game are caused by unscrupulous contractors who can afford to charge lower prices because they don`t pay the costs associated with a legitimate deal. including insurance.
Whether insurance companies are scammers or not doesn`t matter. They benefit from the law, but they also pay debts. Personally, I hate paying for workers because it`s super expensive here, but it`s my responsibility. When I did electrical work, the inspector checked the connections and the thickness of the wire. While you can`t control your neighbors, you have the right not to have substandard work that interferes with your property. For example, in the event of a fire, your home could be affected. The California Building Standards Code prohibits most types of construction work, including construction, extension, repair, alteration, and improvement, without the permission of the building manager. Building permits are issued for safety reasons to ensure that the construction project is completed in a way that does not pose a threat to public health.
Each city and county has its own code requirements – your local building department lists local building codes. If you open walls, move ventilation pipes, move fixing sites, make structural changes, electrical diversions, etc., you need a permit. I just checked my neighbor for a roof permit and don`t even have a license for this job. Fortunately, he had one. Florida law requires contractors and owners to obtain a building permit for each instance where a structure is constructed or altered. Therefore, a permit is required if the owner of the property plans to construct, expand, repair, move, demolish the building, modify the use or structure of the building. The list of cases where a permit is required covers a variety of construction changes, but the permit requirement is not limited to buildings. This also includes mechanical, electrical and other systems that enable occupancy. Therefore, building permits are required if a homeowner plans to install, alter, repair, remove, rebuild, replace electrical, mechanical or plumbing systems, provided the plan is authorized by the Florida Building Code. There are different types of permits for different types of work, all with varying degrees of severity. Electrical work is among the most dangerous and therefore requires a licensed professional on your license.
What I`ve also noticed (especially since I`ve spent about $1 million on contract work over the past few years) is that many contractors get their license and obviously never read the 1100-page CSLB manual that is published every year. (Or they go through it once and never read it again). Of all the contracts I`ve seen, none have ever fully complied with the CSLB rules (and associated California code) for home improvement contracts. Some are obsolete with the Cal. code for contracts of 20 years or more. Permits are actually only a small part of the debacle. Most of these contracts do not match the paper they are written on and would be torn up by a judge in court. However, they rarely end up in court – at least that`s what lawyers tell me. It happens everywhere! At least in California, we have the double-edged law that says permits are the ultimate responsibility of the owner – BUT – that the contractor cannot legally do the work without the permit.